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Monthly Archives: April 2024

    ๐ŸŒŸFirst-time Homebuyer Advantages

    By Rachel Johnson | April 23, 2024

    ๐ŸŒŸFirst-time Homebuyer Advantages Listen up Brittney Fleischman with @loansbybrittney is here to tell us all about a great advantage to being a first time homebuyer! As a first-time homebuyer, youโ€™ll enjoy an interest rate thatโ€™s about a percent lower than the market rate. This exclusive benefit could translate into substantial savings over the life of... Read More

    Working with Local Lenders Matter!

    By Rachel Johnson | April 23, 2024

    Weโ€™re all set with what seems like the perfect loan for a client’s dream home. But then, out of the blue, the big bank weโ€™re working with decides to bail on us at the last minute. Yep, heart-stopping moment right there. ๐Ÿ˜ณ But here’s where it gets good. Even though Jordan was about to jump... Read More

    Thinking about buying a home but puzzled by how mortgages work for the self-employed? ๐Ÿค”

    By Rachel Johnson | April 23, 2024

    Thinking about buying a home but puzzled by how mortgages work for the self-employed? Brittney with Dream Home Lending is here to give you a simple breakdown to clear things up. ๐Ÿ“‰ ๐–๐ก๐š๐ญ ๐‹๐ž๐ง๐๐ž๐ซ๐ฌ ๐‹๐จ๐จ๐ค ๐€๐ญ If youโ€™re self-employed and file a Schedule C during tax time, lenders donโ€™t just look at your gross income... Read More

    What is a rate buy down? ๐Ÿ’ต

    By Rachel Johnson | April 8, 2024

    What is a rate buy down? ๐Ÿ’ต A rate buy down is when you pay money to buy you interest rate down on your mortgage. The great part is that the seller can pay for the buydown for you! Each loan type has certain limitations, but overall, having the seller put money towards your rate... Read More